Privacy Policy

Protecting Your Privacy

JL3 Financial, LLC (“JL3 Financial,” “we,” or “us”), offers financial planning and investment services through its affiliation with Harbour Investments, Inc. (“Harbour”). We are committed to protecting your privacy regarding the personal information (“PI”) we collect about you as part of the process of providing services. JL3 Financial does not sell your PI to third parties. However, we may share your PI with third parties as necessary to provide you with the services you request and to administer your accounts with or through us. This notice describes our current privacy practices. For as long as we have your PI, we will take appropriate steps to safeguard it.

Information We May Collect and Use

We collect PI about you as part of the services we provide. The type of PI we collect depends on the products or services you request and may include the following:

  • Information from you: This includes data you provide when responding to marketing efforts, completing applications, or submitting forms. Examples include your name, address, Social Security number, date of birth, and information about your financial, health, and employment history.

  • Information about your transactions: We retain information about your transactions, including the products or services you purchase and associated payment details.

  • Information from other sources: With your consent, we may collect information from consumer reporting agencies, such as credit history, credit scores, and employment or driving records. Additionally, we may collect medical information from authorized individuals or organizations.

How We Use Your Personal Information

We may share your PI within JL3 Financial, with Harbour, and with trusted third parties for purposes including, but not limited to:

  • Processing your requests and transactions.

  • Offering or providing financial planning, investment, or insurance services.

  • Providing customer service.

  • Enhancing and analyzing our services and product offerings.

When necessary, we share PI with regulatory authorities, law enforcement, and others as required by law or to safeguard our legal interests. Any third parties we engage are required to protect your PI and use it solely for the intended purpose.

Security of Information

JL3 Financial prioritizes the security of your PI. We employ physical, electronic, and procedural safeguards to protect your data from unauthorized access or disclosure. Our employees are trained to access and handle PI only when necessary to perform their duties. Additionally, any third parties we work with are bound by contractual restrictions to protect and limit the use of your information in compliance with applicable laws.

Your Rights Regarding Your Personal Information

  • Accuracy of Information: We aim to maintain accurate records. If you notice incorrect information or believe your PI is inaccurate, incomplete, or outdated, please notify us at the address below, and we will promptly update it.

  • Access: Upon request, we will provide you with a copy of the PI we are required to disclose by law (“Disclosable PI”). Requests must be submitted in writing or by phone. Please allow 45 business days for processing. Certain information collected in anticipation of legal proceedings may not be provided.

Contacting Us

If you have any questions about this privacy notice or your PI, please contact us at:

JL3 Financial, LLC
Attn: Chief Compliance Officer
916 Willard Drive Suite 136, Green Bay, WI 54304

We may update this notice periodically to reflect changes in our practices or legal requirements. Revised notices will be provided when required by law.
JL3 Financial complies with all applicable privacy laws. If state-specific privacy laws impose additional requirements, we will comply with those regulations.